Finelo Blog
Learn investing and trading, one article at a time. Practical guides, beginner-friendly explainers, and learning tips from the Finelo team.
APR vs APY: Understanding the Key Differences
APR and APY both express a rate on an annual basis, but they answer different questions. APR helps you compare what you’ll pay to borrow; APY helps you compare what you may earn on deposits. This page is for borrowers…
Understanding the 50/30/20 Budget Rule: Your Path to Financial Freedom
The 50/30/20 budget rule divides income into three broad categories: 50% for needs, 30% for wants, and 20% for savings. Charles Schwab describes the same core allocation. In practice, many people also use the 20%…
What Is an IPO? How Companies Go Public, Explained
An IPO is the first time a private company sells shares to the public. Here's why companies do it, how the process works step by step, and what the record-breaking SpaceX IPO of June 2026 taught about pricing, underwriting, and post-listing volatility.
What Is an Engulfing Candle? How to Read the Two-Candle Reversal
An engulfing candle is a two-candle pattern in which the second candle's real body completely covers the body of the first. Learn bullish vs bearish engulfing, confirmation, and how it differs from the harami and doji.
WTI vs Brent Crude: The Two Oil Prices Explained (And Why They Differ)
News reports quote two different oil prices — WTI and Brent crude. Here's what each benchmark measures, why they rarely match, and how the 2026 Strait of Hormuz crisis showed the difference in action.
What Is an Ascending Triangle Pattern? How to Read It on a Chart
An ascending triangle has flat resistance and rising lows. Learn how to spot it, confirm a breakout, measure a target, grade the setup, and avoid common mistakes.
What Is a Hammer Candlestick? How to Read the Pattern on a Chart
A hammer candlestick is a single candle with a small real body near the top of its range, a long lower shadow, and little or no upper shadow. Learn how to read it after a downtrend, and why confirmation matters more than the shape.
What Is a Doji Candle? How to Read Market Indecision
A doji candle is a candlestick where the open and close finish at nearly the same price, leaving a very small body and usually wicks on one or both sides. Learn the main types, how to read one in context, and what tends to happen after a doji forms.
The Double Bottom Pattern: A Complete Guide for Traders
A double bottom pattern is a bullish reversal shape that forms after a downtrend, when price drops to a low, bounces, drops again to roughly the same level, and then turns back up, tracing a W across the chart.
What is the Intrinsic Value of Its Stock?
The intrinsic value of a stock is an estimate of what one share is truly worth based on the company’s financial data, future prospects, and business fundamentals—not simply what the stock trades for today.
What is the Advantage of Starting to Invest at a Young Age?
The main advantage of starting to invest at a young age is time. When you begin early, your money has more years to compound, meaning potential earnings can generate additional earnings over time.
What is Stock Capitulation? Understanding Its Meaning and Implications
Stock capitulation means a point in a market decline when many investors “surrender” and sell, often out of fear, loss fatigue, or forced liquidation.
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