Finelo Blog
Learn investing and trading, one article at a time. Practical guides, beginner-friendly explainers, and learning tips from the Finelo team.
Finelo Named a Top 5 Education & Learning Platform by Newsweek — Two Years Running
Finelo ranks #4 in Education & Learning on Newsweek's America's Best Online Platforms 2026 — our second year on the list. Here's what it means.
Yield to Maturity: Formula, Example & Key Risks
Yield to maturity, or YTM, is the annualized return implied by a bond’s current price, coupon payments, face value, and time remaining until maturity—assuming the bond makes all scheduled payments…
Wash Sale Rule: Rules, Examples & Tax Effects
The wash sale rule is a U.S. tax rule that can prevent an investor from deducting a loss immediately after selling a stock or security if they buy a substantially identical stock or security…
WACC Formula: How to Calculate Weighted Average Cost of Capital
The WACC formula is WACC = (E ÷ V × Re) + (D ÷ V × Rd × (1 − Tc)). It estimates a company’s blended cost of financing from equity and debt, weighted by how much each source contributes to the…
Tracking Error: Formula, Example & Interpretation
Tracking error measures how much an investment’s returns fluctuate away from a benchmark’s returns.
Total Return: Formula, Example & Annualization
Total return is the complete gain or loss on an investment over a period, including both price change and cash income such as dividends or interest, after relevant costs.
Tips Bonds: How Treasury Inflation-Protected Securities Work
TIPS bonds usually means Treasury Inflation-Protected Securities: U.S. Treasury securities designed to help protect purchasing power by adjusting principal with inflation.
Three Fund Portfolio: A Simple Way to Build a Diversified Long-Term Portfolio
A three fund portfolio is an investing structure that typically uses three broad, low-cost funds: one for U.S.
Terminal Value: Inputs, Valuation & Example
Terminal value is the estimated value of a business, asset, or project after the explicit forecast period in a discounted cash flow (DCF) model ends.
Target Date Fund: Allocation, Costs & Risks
A target date fund is an investment fund built around a future year, often a retirement year, that automatically shifts its mix of investments over time.
Stock Split: Shares, Price & Investor Impact
A stock split is a corporate action that changes how many shares exist without changing shareholders’ proportional ownership by itself.
SOFR Rate: What It Is, Where to Find It, and How It Affects Costs
The SOFR rate—the Secured Overnight Financing Rate—is a U.S. benchmark interest rate based on overnight borrowing transactions secured by Treasury securities.
SEC Filings: How to Find, Read, and Use Them
SEC filings are public disclosure documents that companies, funds, insiders, and other filers submit to the U.S.
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