Finelo Blog
Learn investing and trading, one article at a time. Practical guides, beginner-friendly explainers, and learning tips from the Finelo team.

Ex-Dividend Date: What It Is and Why It Matters
The ex-dividend date is the first trading day on which a buyer generally does not acquire the right to the announced distribution. The applicable date depends on settlement and distribution size. An economic price…

Debt to EBITDA Ratio: What It Means and How to Calculate It
The debt to ebitda ratio measures how many years of a company's core earnings it would take to repay all of its debt. You calculate it by dividing total debt by EBITDA (earnings before interest, taxes, depreciation, and…

Dark Pool Trading: What It Is and How It Works
Dark pool trading is the buying and selling of securities on private trading venues where orders stay hidden until after they execute. Institutions use these venues to move large blocks of stock without tipping off the…

Cup and Handle Failure Signals: False Breakouts and Risk Controls
This article assumes the reader knows the conventional cup-and-handle shape. Its purpose is to diagnose failed or ambiguous formations, an intent distinct from Finelo's basic pattern guide. The shape is subjective and…

Covered Call Strategy Explained: Income, Risks, and When to Use It
A covered call means selling a call option against shares you own, collecting a premium in exchange for an obligation to deliver those shares at the strike price if assigned. Assignment can occur before expiration, not…

Cash-Secured Puts Explained: How the Strategy Works
A cash-secured put is an options strategy where you sell a put and reserve enough cash to buy the underlying shares at the strike price if assigned. You collect a premium up front; in exchange, you accept a purchase…

Building an Advance–Decline Line: Data Choices, Resets, and Divergence Tests
This implementation guide is distinct from a general market-breadth overview. An advance–decline line is cumulative, so its shape depends on the security universe, advance/decline classification, unchanged issues,…

Bond Duration Explained: Understanding Its Importance in Investing
Bond duration measures how sensitive a bond's price is to interest rate changes: as a working rule, a bond with a duration of 5 years loses roughly 5% of its price if rates rise one percentage point, and gains roughly 5%…

Bollinger Bands Explained: How the Indicator Works and How to Trade It
Bollinger Bands plot a moving average with an upper and lower band based on the recent standard deviation of price, so the envelope widens when measured volatility rises and tightens when it falls. Developed by John…

A 30-Day Trading Simulator Practice Plan: Skills, Metrics, and Graduation Rules
This is not another list of “best” paper-trading products. It is a practice curriculum for readers who already have access to a simulator and want to know what to rehearse, what to measure, and when simulated performance…

10-K vs 10-Q: Understanding Key Differences in Financial Reporting
The 10-K is a company's audited annual report filed with the SEC once a year; the 10-Q is its unaudited quarterly update, filed three times a year for the fiscal quarters that do not end the year. The 10-K is…

Robinhood Earnings: Record Quarter for HOOD Stock — While Retail Investors Sold Stocks at a Record Pace
Robinhood reported record revenue and deposits as retail investors sold individual stocks at a record pace. The two trends reveal a shift down the risk ladder.
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