Finelo Blog

Learn investing and trading, one article at a time. Practical guides, beginner-friendly explainers, and learning tips from the Finelo team.

Balance Sheet Example: Understanding Financial Statements — Finelo Blog
Investing

Balance Sheet Example: Understanding Financial Statements

A balance sheet shows what a business owns, what it owes, and the owners’ remaining interest at a specific date. In accounting terms, those categories are assets, liabilities, and equity. The statement must satisfy one…

Finelo Team
Are Annuities Worth It? A Comprehensive Analysis — Finelo Blog
Financial Literacy

Are Annuities Worth It? A Comprehensive Analysis

Annuities can be worth it when you value predictable retirement income more than flexibility, low fees, or full market access. They are less attractive when you may need quick access to your money, dislike complex…

Finelo Team
Annuity vs IRA: Understanding Your Retirement Options — Finelo Blog
Financial Literacy

Annuity vs IRA: Understanding Your Retirement Options

An IRA is an investment account you fund with stocks, bonds, mutual funds, and other assets to build retirement savings. An annuity is an insurance product: you pay a premium, and the insurer guarantees periodic…

Finelo Team
401(k) Contribution Limits for 2026: What You Need to Know — Finelo Blog
Financial Literacy

401(k) Contribution Limits for 2026: What You Need to Know

The 2026 401(k) contribution limit is $24,500, up from $23,500 in 2025. Workers 50 and older can add an $8,000 catch-up contribution, for a total of $32,500. Workers aged 60 to 63 may qualify for a higher catch-up of…

Finelo Team
Strangle Option Strategy: Long vs Short, and the Risks — Finelo Blog
Trading

Strangle Option Strategy: Long vs Short, and the Risks

A strangle is an options strategy that uses a call and a put at different out-of-the-money strikes. A long strangle profits from a big move in either direction with risk limited to the premium paid; a short strangle profits if the underlying stays quiet, but carries undefined risk.

Finelo Team
Paramount's $110bn Warner Bros Takeover: EU Approval, a US Pause, and the Merger Math — Finelo Blog
News

Paramount's $110bn Warner Bros Takeover: EU Approval, a US Pause, and the Merger Math

The EU cleared Paramount's roughly $110bn Warner Bros Discovery takeover, but a US court just paused it — and the stock still trades below the cash offer. Here's where the deal stands, and the market mechanics behind the gap.

Finelo Team
Corporate Insiders Are Selling at a Near-Record Pace: What It Actually Signals — Finelo Blog
News

Corporate Insiders Are Selling at a Near-Record Pace: What It Actually Signals

US corporate insiders sold about $77.6 billion of stock in H1 2026 — the largest half-year total since 2021. Here's what heavy insider selling actually signals, and why insider buying is the stronger tell.

Finelo Team
A Stock Just Fell 47% on Bankruptcy Talk: What Chapter 11 Means for Shareholders — Finelo Blog
News

A Stock Just Fell 47% on Bankruptcy Talk: What Chapter 11 Means for Shareholders

Leslie's shares dropped about 47% on reports it's weighing Chapter 11. Here's how Chapter 11 bankruptcy actually works, and why it's usually far worse for shareholders than for the company itself.

Finelo Team
What Is a Bull Call Spread? Structure, Example, and Risks — Finelo Blog
Trading

What Is a Bull Call Spread? Structure, Example, and Risks

A bull call spread is a defined-risk options strategy: buy a call at a lower strike and sell a call at a higher strike, both with the same expiration. It's also called a call debit spread, and it suits a moderately bullish view.

Finelo Team
The AI Spending Boom Just Hit New Records: Inside Big Tech's ~$700 Billion Bet — Finelo Blog
News

The AI Spending Boom Just Hit New Records: Inside Big Tech's ~$700 Billion Bet

Google posted record capital spending that pushed its cash flow negative, and AMD agreed to invest up to $5 billion in Anthropic. Here's what's behind the roughly $700 billion AI infrastructure spending wave of 2026.

Finelo Team
Options Trading for Beginners: A Plain-English Guide to How Options Work — Finelo Blog
Trading

Options Trading for Beginners: A Plain-English Guide to How Options Work

A beginner's guide to options trading: what options are, how calls and puts work, key terms like strike, premium, and expiration, the risks, and how to start learning safely.

Finelo Team
Working Capital: What It Tells Investors About Liquidity — Finelo Blog
Investing

Working Capital: What It Tells Investors About Liquidity

Working capital is the amount left after subtracting a business’s current liabilities from its current assets. For investors, it is a starting point for examining short-term liquidity and the cash tied up in day-to-day…

Finelo Team